universal basic income

Universal Basic Income | What Can UBI Do?

Universal basic income! Is It Needed?

Universal basic income or UBI is needed to ensure our economy still works, say some. The western economies will fail due to lack of consumers or due to paying people to do nothing. It depends who you listen to. No matter what happens your investment property will be affected.

I’ve collected this group of articles to try and cover the arguments for and against a universal basic income. First, what is a universal basic income?

universal basic income UBI

Well, when you put it like that….

Universal Basic Income: A Definition

Bank refunds over $230k in overcharged interest – The Adviser

Free Home Loan Calculator and Bank Checker Software

Free Home Loan Calculator and Bank Checker Software

 

A Tasmanian bank has refunded over $230,000 in overcharged interest and fees to more than 1,040 customers with mortgage offset accounts.

A customer of MyState Bank Limited (MyState) reportedly contacted the bank to enquire about their offset accounts being linked to their mortgage.

After conducting a review into why the accounts were not linked, MyState found several customers had loans with unlinked offset accounts, while others had offset accounts but no loans, and some had offset accounts together with ineligible loan products.

This therefore meant that they were overcharged interest.

Source: Bank refunds over $230k in overcharged interest – The Adviser

 

tiny affordable housing design

Tiny Affordable Housing Design | 3 Tiny Homes Full Of Ideas

Tiny Affordable Housing Design Tiny Homes Are One Answer To The Affordable Housing Shortage

Tiny affordable housing design is at the core of the solution to the crisis in affordable housing in Australia. The affordable housing shortage is also about design. Poor design has been a big part of the problem and good design can be a big part of the cure.

 

A cosy, yet elegant home in Krakow

 

Investment Property Taxation | A Solution To All The Empty Homes?

Investment Property Taxation Can It Solve The Housing Crisis?

Investment property taxation is being suggested as a way of prompting owners to let their properties. The lights are out on a million Australian homes every night.

investment property taxation on empty homes

 

Taxing empty homes: a step towards affordable housing, but much more can be done

Across Australia on census night, 11.2% of housing was recorded as unoccupied – a total of 1,089,165 dwellings. With housing affordability stress also intensifying, the moment for a push on empty property taxes looks to have arrived. The 2016 Census showed empty property numbers up by 19% in Melbourne and 15% in Sydney over the past five years alone. Taxing empty homes: a step towards affordable housing, but much more can be done

property investment travel expenses

Property Investment Travel Expenses | No More Tax Deductions For Inspecting Your Investment Property

Tax Deductions Have Changed Significantly In The Budget

Property investment travel expenses are out! Whether for purposes of inspection or maintenance you can no longer claim property investment travel expenses as a deduction. This makes your property manager even more important.

Travel expenses for investors no longer deductible – Mortgage Business

Individual investors with residential investment properties will no longer be able to deduct travel expenses, including travel costs associated with inspecting and maintaining properties, the government has confirmed.

However, Ms O’Dwyer emphasises that the change in law will not prevent investors from claiming a deduction for the expense of engaging third parties, such as real estate agents, to provide property management services for investment properties. mortgagebusiness.com.au

Property Investment Travel Expenses Don’t Need To Make Investment Property More Expensive For You

Shares Vs Property | What Have You Got To Worry About? | Hint One List Is Longer Than The Other

What Me Worry? Shares Vs Property

Shares Vs Property your financial planner will talk about the long term performance of shares. Of course because they don’t make anywhere near as much money selling you investment property. Here’s the graph of the last twelve months in the Australian share market.

Shares Vs Property

Look at all the things to worry about!

  • Cyclones
  • Oil Prices
  • BREXIT
  • Donald Trump
  • Iron Ore Prices

With a MAcH 10 long term leased property you know what you have to worry about?

Sustainable Apartments – A New Model for the Future | Jeremy McLeod | TEDxStKilda – YouTube

 Sustainable Affordable Housing Keeps Tenants

Sustainable affordable housing is where the future of investment property is at. Property investor that understands this is well ahead of the game.

Sustainable Apartments – A New Model for the Future | Jeremy McLeod | TEDxStKilda – YouTube

Jeremy McLeod shatters the Australian Dream with a new model on urban housing that is environmentally, socially and financially sustainable. He challenges the status quo development model of meaningless apartments designed to investor specifications for maximum yield with little or no regard for people, community or the environment. The Nightingale model is an alternative that is easily replicated, benefits the community, the city and is designed for real life.
Sustainable Apartments – A New Model for the Future | Jeremy McLeod | TEDxStKilda – YouTube

Affordable Housing Design | Brilliant designs to fit more people in every city | TED Talk

Affordable Housing Design Is Fitting More People Into Our Cities

Affordable housing design is at the forefront of building and architecture the world over. Brilliant affordable housing design is even flowing through to mainstream and up market properties. After all, everyone wants to do more with less.