If you're a Community Housing Provider talk to us about increasing the impact you have in your community.
At MAcH5 we are committed to sourcing affordable housing for key workers and we know community housing providers are best positioned to manage that stock. So if you're restricted by poor government funding, need expertise to obtain more housing or just plain want to do more good work for your community click below and chat to us today
That’s how to protect your retirement income – working together with other people just like you.
5 things we can protect your retirement income from today
High fees – MaxiLife Achievable cooperative Housing Limited has no fees to investors
Negative interest rates – already in Japan and Europe, they’re coming to Australia
The stock market – no wild changes in share price all our investments are secured by conservative property
Inflation – the inflation rate is higher than bank interest
Rate changes – You know your rate in advance for the full term
Who are you investing with?
People just like you. We are a cooperative run by members for members.
Plumbers, Golfers, School Teachers, Truck Drivers, Doctors, Dentists, Architects, Builders, Fishermen, Nurses the list goes on. Our membership is made up of all sorts of people with a common goal. Retiring well.
MaxiLife Achievable cooperative Housing Limited is a registered cooperative, regulated by the NSW Office of Fair Trading.
Our members, people just like you, get safe 7-12% returns by private mortgage investing.
Members earn these returns because cooperatives are run for Members by Members accountable to Members.
“Being a MaxiLife member works for me because I like the safety and security of bricks and mortar backed investments.
Dave L, School Teacher
No middlemen, banks, or financial planners eating into your returns.
In fact we can’t even offer you an opportunity to invest unless you become a member. Luckily it’s FREE and very easy.
Just register here.
Plenty of people protecting you and your money:
Fellow members with vast experience
An experienced board
The state office of fair trading
An independent auditor and
Australia’s most respected trustee company.
We are all working together for a common goal. To have a reasonable lifestyle while hopefully leaving the world a better place than we found it.
Let’s talk about the elephant in the room…
When investing it is ALWAYS smart to ask yourself “can I lose my money?”
The answer to that is yes no matter where you invest. But with the protection of a Cooperative structure, strong governance and conservative investments secured by quality property you can sleep easy.
Got questions want answers? Pick up the phone call Gary 0439810652
So how do you get higher than average returns without unacceptable risk?
The first thing to understand is that this type of investing isn’t new. You’ll be doing exactly what you’d be doing if you invested in a bank. You just see more of the profit!
There’s a reason banks make huge profits. It’s not because they share them with you.
Modern technology allows anybody to compete with the banks. Even you…
MaxiLife have identified a small niche where banks find it hard to compete quickly.
We specialise in funding small to medium property developers who are building some affordable housing.
Register here and we will send you all the information you need from case studies of other investors to examples of successful investments.
Read on to see how to protect your retirement income; how to achieve safe secure 7-12% returns
There are a number of reasons why mortgage investing is growing. Aside from strong protection through the Cooperative structure.
One of them is the rate of return.
You get 7-12% paid quarterly in advance. The interest rate is established at the beginning. You know what you’re going to be making.
Want more information call Gary 0439 810 652
It’s a much better rate than you can get right now on on a Term Deposit. And also it has less risks than things like the volatile share market and the illiquid property market.
People like you are liking that, you know, they can invest into a mortgage, they put it against good real estate, they know what the return is going to be.
And the other thing with investing in mortgages is you know when you’re able to get your money back. The mortgage investment is for a certain term. The exit strategy built into it.
Want to know more? Sign up for all the details here…
So you lend somebody money for 12 months (by the way our loans pay interest quarterly in advance) and then you get paid out. Or worst case: we sell the property. You get paid from the proceeds. A very safe and straightforward system.
What is a private mortgage investment?
When we use the term private mortgage, it is a mortgage just like any other mortgage. Just like a bank, we register a charge on title. We get personal guarantees and often mortgages on more than one property.
This just happens to be a private mortgage only because the lender isn’t a bank. The purpose of private mortgage investment is the same making sure that your capital is preserved while you get a steady 7-12% return (paid quarterly IN ADVANCE).
What I want to stress is MaxiLife doesn’t go chasing the highest possible returns. We won’t help you lend money to widows and orphans either. I think the major priority when you’re a private lender is safety and security. To chase high returns, even if you do it for a while and it works out, will lead to heartbreak.
So again, the priority is preservation of capital.
Makes sense? Share your details and I’ll send you a FREE case study.
Where will you be investing?
When you’re lending money, we usually find that private people like to lend near where they live.
That’s natural, you have more knowledge closer to home. A better gut feel.
You want to feel comfortable with an investment. So if I have an opportunity, maybe that is 200 miles from where you live, you’re not gonna feel as comfortable.
That’s where being in a Cooperative really comes to the fore, we’ve probably got a member just like you who lives just around the corner.
“That’s the type of investment that I usually like to make. One that’s close to a member. Something they can drive over and take a look at.”
Gary FitzGerald, Director MaxiLife
“I like the idea that another member can check on the site because even though I’ve never bothered it is reassuring”
Nick C, Master Fisherman & Dad
It doesn’t mean that we wouldn’t lend where we didn’t have a local member, but if we’re going to do any lending outside the geographical area where a member lives, we do it at lower levels and higher returns just to be on the safe side.
Want to discuss investing further? Call the Parramatta office 02 8896 6085
What types of return can somebody make on a private mortgage?
Again, I’m going to go back to the risk level. So returns, whether it’s a first or a second, would be anywhere between 7% and 12% that’s the rates usually that we get from most of our borrowers.
Again, you know there is 15% 16% 17% out there. But we achieve those rates through profit sharing.
We hope you feel comfortable more in the arena where the rate is much more reasonable and therefore we stay in the lower loan to value.
So if you’re lending somebody 50 or 60% against the property, yes, you’re likely to give them more of a 7% or a seven and a half percent. If you’re lending somebody up to 80% then we’re, we’re looking more at the 10% 12% range. Often with a profit share as well.
So for a FREE case study on how a mortgage investment works for you leave your name and number here or